**Offer valid on select Vivir homes by Onyx and East with purchase agreements signed before August 31, 2026. FHA Fixed Rate of 4.75% PLUS 1-Year Buy-Down from Preferred Lender. 1-Year Buy-Down only available when financing through Logorz Capital Inc., NMLS #2427579. Based on $425,000 price, 3.5% down, 720 FICO. Subject to underwriting, program limits, and change without notice. Not a commitment to lend.