*Purchase Price $500,000, Loan Amount $400,000, Interest Rate 6.624%, with a Temporary 2-1 Buydown. Effective interest rate Year 1 of 4.624%, and effective interest rate Year 2 of 5.624%, effective interest rate Years 3 – 30 of 6.624%. Monthly principal/interest payment Year 1 of $2,056.32, Year 2 of $2,302.37, and Years 3 – 30 of $2,560.98. Payments Year 1 and Year 2 are inclusive of the temporary buydown subsidy. Taxes, Insurance, HOA Dues are not included in the payment listed, so total payment will be higher. Interest rate and payment are based upon a 30-Year Fixed Rate, Credit Score 740 or above, Primary Residence, Detached Single Family property, Purchase Transaction. No Prepayment Penalty. Interest Rate effective 11/9/2024. Terms and Conditions apply. Not all borrowers will qualify. This is not an offer to lend. Subject to formal underwriting, credit, acceptable income, assets, and property appraisal. Income limitations may apply to some loan products. Guidelines, rates, and fees are subject to change without notice.

*Limited time offer. Pricing and promotions subject to change without notice. $12,500 in Flex Cash can be used towards price reduction, interest rate buy-down, or closing costs. Offer valid on select quick move-in at Vivir only. Must sign contract by 12/31/2024.